Do You Know?

The proportion of people in Vietnam admitting they are unable to manage their own financial resources is the highest among the 10 countries (*) surveyed in Backbase’s 2021 report: State of Banking and Financial Wellness.

(*) Australia, New Zealand, India, Indonesia, Japan, Malaysia, Philippines, Singapore, Thailand, Vietnam

Join the 100000 users
who’ve chosen Timo as their salary account.

Discover their reasons for making the switch.

I never knew how to manage my spending, but thanks to Money Pot, now all my expenses are organized and have limits to ensure I don’t end up broke. And one more great thing is: I can set up an auto-recurring feature so each month, all my pots will be topped up with the amount I had planned

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Đạt (Mr.)

Male, 23 years old, Marketing Executive

  • The practice of dividing income into multiple spending pots with budget control has always been a recommendation from experts.

  • At Timo, we’ve developed this feature with numerous utilities that surpass your expectations, ensuring a user-friendly experience and promoting strong financial habits.

What’s Money Pot

In addition to working as a freelance designer, I also help my family manage our finances, which include rental properties and stock investments. Thanks to Timo’s Personal Financial Management (PFM) features, with various tracking charts and reports, I no longer have to worry about mixing up my income with business funds or investments.

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Lan (Ms.)

Female, 28 years old, Freelancer

  • With multiple reports and charts, including Cash Flow Overview, Category and Asset Tracking, combined with data integration from Money Pot and access to your entire transaction history

  • Timo’s PFM feature set is unquestionably your ideal companion on your financial journey.

Explore PFM’s Power

As a woman running a home-based business with two young children, there are moments when I forget to pay bills, manage monthly expenses, or even send allowance money to my parents. Fortunately, Timo allowing me to rest assured that I’ve consistently completed necessary transactions. This, in turn, lets me focus on handling business matters and enjoying quality time with my family.

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Duyên (Mrs.)

Female, 42 years old, Business Owner

  • Automatic money transfers, payments, and top-ups are small but powerful features that allow you to focus on the important aspects of life.

  • Now, all the upcoming bills can be set to automatic, so you can rest easy knowing that every due payment is handled seamlessly.

show me how

When I was 18 years old, I chose Timo as my first bank to open an account. It wasn’t just because many of my friends also use it, but because Timo helped me develop the habit of “saving first – spending later” every time I received money, whether it’s from my parents or part-time work earnings. With just a few simple steps and a small amount of money, I can open a Goal Save or Term Deposit online, allowing me to save and grow my funds.

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Kiệt (Mr.)

Male, 20 years old, Student

  • Opening a Term Deposit online with just 100,000 VND and setting up a Goal Save with any amount are among the features developed by Timo and cherished by a wide range of users.

  • Nowadays, these features can also be set to operate automatically, making it even easier to develop a saving habit.

Open Term Deposit

Watch this video to learn more about
the idea behind our dream of becoming the salary account for 1,000,000 Vietnamese

– Coming soon –