Welcome to your one-stop destination for Personal Financial Management

Scroll down to explore the features of Setting Budgets, Transaction Tags, Cashflow Overview, and Asset Tracker, and take your finances to the next level.

Hello there, I’m Ngọc Anh (you can call me Annabelle), Head of Data at Timo.

Our team are passionate about empowering individuals of all ages with personal financial management skills because mastering money matters is a lifelong advantage that never goes out of style!

That’s why we’ve designed a unique toolkit perfectly tailored to your financial needs.

Setting Budgets: Spend Smarter, Live Better

With our easy-to-use budgeting tool, you can set daily, weekly, and monthly budgets that fit your lifestyle. We get it – changing financial habits can be tough, but we’re here to simplify the journey for you.

Start today and take control of your expenses, save for the future, and work towards transforming your financial habits. Let’s make your dreams a reality, one budget at a time.

Start Budgeting Now

Transaction Tags: Customize Your Financial Insights

Managing your expenses should be effortless. Our transaction tags are designed to streamline and organize your financial life. Plus, our machine learning system becomes more intelligent with your input. The more you tag, the better it becomes at categorizing transactions accurately.

Customize these tags to match your spending habits, enabling you to create a personalized report that aligns with your unique financial preferences. Gain a clear understanding of your financial habits with ease.

Get Organized with Tags

Cashflow Overview: Capturing Spending and Earning Trends

Understanding your cash flow is crucial for financial confidence. This feature helps you track your income and expenses on a daily, weekly, monthly, and annual basis, making comparisons easy. We also emphasize monthly highlights, offering tailored advice to suit your needs each month.

Meet Tomi Prediction, our AI sidekick skilled at forecasting your monthly spending. With Tomi, you can plan and budget more effectively, ensuring your financial future stays on the right track. Gain control and confidence like never before, with a touch of fun!

Gain Financial Clarity

Asset Tracker: Visualize Your Financial Health

What makes our Asset Tracker stand out is its ability to maintain your financial information in real-time through user-friendly charts. These visuals offer a clear, instant view of your net worth, helping you make informed decisions on the fly.

It goes beyond monitoring your Timo accounts; it’s your exclusive access to managing external assets like investments, security portfolios, term deposits, and loans (*). Achieving financial excellence has never been easier or more appealing.


(*) Exclusive with Premium Subscription

Plan Your Financial Future

At Timo, we’re dedicated to empowering our users to lead richer, more fulfilling lives by fostering good financial habits